5 Ways to Add Money to Your Venmo Account

To add money to your Venmo account, you can use various methods such as bank transfers, direct deposits, check deposits, credit cards, or debit cards.
Adding money from a bank account requires a Venmo-issued debit card, while credit or debit cards can be linked for sending payments. Another option is to set up direct deposit for paychecks.
You can also fund your Venmo account by arranging cash transfers with trusted friends using Venmo debit card reload or cashing a check with the Venmo debit card.
It’s important to note that you can still use Venmo even if your balance is zero by utilizing linked payment methods.
Venmo is a convenient way to send, receive, and spend money using only a smartphone. To use your Venmo account, you need to add money to it or have a linked payment method. If you are not sure how to add money to Venmo, read on to learn the details.

What is Venmo?
Venmo is a mobile payment service from PayPal. Venmo allows people to send and receive money using a smartphone application. Venmo also allows merchants to receive payments from people using the service.
Venmo makes it easy to add money to your account balance right from the app so you can send payments or shop with your Venmo card. However, the ability to add funds is currently only available to Venmo debit cardholders who have gone through identity verification.
How to Add Money to Venmo?
If you have a Venmo debit card, you can add money directly to your balance within the Venmo app. Just go to your profile, tap “Manage Balance,” enter the amount you’d like to add, and select a linked bank account or debit card to pull funds from.

Transfers from debit cards are usually instant, while bank account transfers take 3-5 business days to process. You’ll get notifications along the way about the status of your deposit.
Other Ways to Add Funds
Without a Venmo debit card, you unfortunately can’t directly deposit funds. But you still have options like:
Cashing Venmo or PayPal checks through the app
Accepting payments from friends
Selling items and accepting the earnings
So explore all the payment possibilities with Venmo, whether you have a linked debit card or not! Adding money takes just a few taps when eligible, helping you keep funds flowing into your account.
5 Simple Ways to Add Money to Your Venmo Account
There are several different ways to make funds available to use in your Venmo account. These include:
From Your bank account
From a credit card or debit card
With a Mastercard debit card
By cashing a check
Transfer from a friend
The details of the different ways to fund a Venmo account are explained below.

How to Add Money to Venmo from Your Bank Account?
With Venmo, as long as it’s linked to your bank account, there’s no need to maintain a balance in the app. If your Venmo balance is zero and you make a payment, the amount will be drawn directly from your bank. If your bank account lacks the funds, that’s a different issue. Essentially, if your payment exceeds your Venmo balance, the app will cover the difference using your linked bank account.
Add Money to Venmo from a Credit Card or Debit Card
To add money to your Venmo balance, transfer from a linked bank account. Even with a zero balance, you can send money using a linked payment method. If a payment exceeds your Venmo balance, it’s drawn from this method. Simply ensure you have a verified payment method, like a bank-issued credit or debit card.

To link your card to Venmo, follow these steps:-
Open the Venmo app
Select the You tab
From the Settings menu, select Payment Methods
Tap Add a Bank or Card
Select Card
Add your card information.

You can use your phone’s camera to quickly add card details or enter them manually. Once linked, choose it as the payment method in Venmo. Be aware, that credit card payments have a 3% fee, except with certain merchants.