or mountain driving in Kyrgyzstan, I’d definitely recommend going for a 4×4. Some of the mountain roads can be rough, and a regular car might struggle, especially if you’re venturing off paved routes.
As for insurance, make sure to check exactly what’s covered. Many agencies don’t cover things like wheel or glass damage, so it’s good to ask for the details upfront. Also, inspect the car thoroughly before you take it, and take photos of any pre-existing damage.