How to Add Money to Venmo? | Free Venmo Guide

In this article, we’re explaining how to add money to Venmo accounts for individual and business users. We will provide the step-by-step process for adding funds to your Venmo account along with different funding options that you can consider.

Of course, we will also answer common questions that we receive from our users about adding money to their Venmo accounts below.
This article is part of our free series on opening digital bank accounts, including our guide on opening an online USD bank account, which you can access here.

Feel free to use the table of contents to jump ahead to the sections most relevant to you.

How to Add Money to Venmo?
To add money to Venmo, you need to follow six steps, which include opening the Venmo app, navigating to the correct menu in the app, selecting the source, confirming the amount, selecting the account or card you want to use, and proceeding to top up your Venmo account.

Here is a closer look at how to add money to Venmo:-
Opening the Venmo app on your mobile device
Selecting “Add Money” from the “Manage Balance” section of the digital wallet
Choosing between the available payment methods
Confirming the amount you want to add to your Venmo account
Selecting the specific funding options available, and
Clicking “Add” to transfer funds
Steps to Add Money From Bank Account to Venmo Account
The steps to add money from a bank account to a Venmo account are the same as those listed above. That said, there is one slight variation, which is in step 3. More specifically, instead of choosing between the available methods, you will choose “bank account”. Then in step 5, you will choose the specific bank account you want to use.
Here is a closer look at how to add money to Venmo using a bank account:
Opening the Venmo app on your mobile device
Selecting “Add Money” from the “Manage Balance” section of the digital wallet
Choosing between the available payment methods
Confirming the amount you want to add to your Venmo account
Selecting the specific funding options available, and
Clicking “Add” to transfer funds
If you want to use Venmo (or other financial service applications) but are concerned with sharing your bank account details, you can consider Plaid as a safe data intermediary.

Frequently Asked Questions:-
Below are a few of the most common questions we receive from people looking into how to add money to Venmo. If you have further questions you would like to ask our team, don’t hesitate to get in touch.
Can I Transfer Money From PayPal to Venmo?
No, you cannot add money from PayPal to Venmo. However, if you have your PayPal account linked to a bank account, then you can transfer funds from your PayPal account to your bank account and then fund your Venmo account with the same bank account.
Does it Cost Money to Add Money to My Venmo Balance?
No, it does not cost you money to add funds to your Venmo balance if you are funding the account from a bank account or debit card. However, if you choose to add money to your Venmo balance from a credit card, additional fees will apply. It’s also important to note that many credit cards will charge a cash advance fee for using credit cards to fund a Venmo account.
Why Can’t I Add Money to Venmo?
If you can’t add money to your Venmo account, it may be due to insufficient funds in the bank account or the debit card linked to your Venmo account. If you have sufficient funds in your account, then it may be due to incompatibility between the Venmo application and the specific financial institution that you are trying to connect to.
Can I Add Money to Venmo Instantly?
Yes, you can add money to Venmo instantly by using a debit card to fund the deposit. However, if you choose to add money to Venmo with a bank transfer, it usually takes between three and five business days in order for the transaction to clear.
How Do I Add Money to Venmo From Cash App?
In order to add money to Venmo from Cash App, you will need to use your Cash App card or go through the process of manually confirming a bank account through ACH transfer verification. The fastest option is using the Cash App card. However, confirming manually is also possible.