minto money is a tribal lender that exclusively offers small loans to cover emergency expenses. People often have questions regarding its licensing, security, fees, and interest rates, resulting in mixed reviews. Some reviews are positive, while others are negative. There are pros and cons associated with Minto Money. The advantages include a quick loan approval process and the availability of installment plans. However, the disadvantages are that they usually don’t disclose their fees and rates upfront before taking the loan. Additionally, Minto Money is not licensed or authorized by the government, and it may not be available in all countries or states.